First-Time Home Buyers

Buying your first home should feel exciting—not confusing. We’ll help you compare low-down-payment programs and guide you from pre-qual to keys in hand.

What are the benefits?

Low Down Payment Options

Access programs with as little as 3% down and exclusive assistance loans up to $15,000 to reduce upfront costs.

Personalized Service

Work directly with a dedicated loan expert who coordinates with lenders and keeps you informed every step of the way.

Wide Loan Options

Choose from VA, USDA, FHA, Conventional, Jumbo, and specialized loans tailored to your unique financial needs.

How It Works

At The Huntress Home Loan Pro, we simplify the mortgage process into three straightforward steps, ensuring you feel confident and informed every step of the way.

  • Step 1: Pre-Qualify

    We start by reviewing your financial goals and budget to understand your unique situation. This helps us identify the best loan options tailored just for you.

  • Step 2: Choose Your Loan

    Next, we present you with a variety of loan options and payment scenarios. Compare them easily to find the perfect fit for your needs.

  • Step 3: Close Confidently

    Finally, we coordinate all necessary documents and timelines, ensuring a smooth closing process. You can trust us to handle the details while you focus on your new home.
Get Ready to Secure Your Home Loan!

What You’ll Need

To streamline your mortgage application process with The Huntress Home Loan Pro, gather the following essential documents. Having these ready will help us assist you more efficiently and get you closer to your dream home!

  • Last 2 Pay Stubs & W-2s

    If you're employed, please provide your last two pay stubs along with your last two years of W-2 forms. If you're self-employed, tax returns for the last two years will suffice.

    These documents help us verify your income and ensure you qualify for the best loan options available.

  • Government-Issued ID

    A valid government-issued ID is necessary to confirm your identity. This can be a driver's license, passport, or any other official identification.

    This step is crucial for compliance and helps us protect your personal information.

  • Recent Bank Statements

    Please provide your most recent bank statements. This will help us assess your financial stability and ability to manage mortgage payments.

    Having a clear picture of your finances allows us to tailor the best loan options for you.

  • Why These Documents Matter

    Each document plays a vital role in the mortgage approval process. They help us understand your financial situation and ensure you receive the best possible service.

    By preparing these documents in advance, you can expedite your loan application and move one step closer to homeownership.

  • Need Assistance?

    If you have any questions about the documents needed or the application process, don’t hesitate to reach out. We're here to help you every step of the way!

    Our team at The Huntress Home Loan Pro is dedicated to providing personalized support tailored to your unique needs.

  • Ready to Get Started?

    Gather these documents and let’s make your homeownership dreams a reality. The Huntress Home Loan Pro is here to guide you through the process!

    With our expertise and commitment, you’ll be in good hands as you navigate your mortgage journey.

Your Down Payment Questions Answered

Navigating the world of home loans can be overwhelming, especially for first-time buyers. At The Huntress Home Loan Pro, we’re here to simplify the process and help you understand your options.

  • How much do I need for a down payment?

    Many first-time buyers can qualify with as little as 3% down. Plus, with our down payment assistance programs, your out-of-pocket costs could be significantly reduced.

  • Can I buy with student loans?

    Absolutely! Many mortgage programs allow for student loan debt. We’ll work with you to calculate your qualifying ratios and find the best solution.

  • How long does pre-qualification take?

    Pre-qualification can often be completed the same day once we have your information. This means you can start your home buying journey sooner!

  • What if I need more assistance?

    We offer various loan types and assistance programs tailored to your needs, including FHA DPA and a 0% Down Conventional Purchase program.

  • Why choose a mortgage broker?

    Working with a mortgage broker like us gives you access to multiple lenders, customized solutions, and expert guidance throughout the process.