USDA Loans

100% Financing for Rural and Suburban homebuyers with affordable fixed rates.

100% Financing for Rural and Suburban Homebuyers

If you’re dreaming of a home outside the city — with more space, peace, and community — a USDA Home Loan might be your perfect match. Backed by the U.S. Department of Agriculture, these loans are designed to help moderate- to low-income buyers achieve homeownership with no down payment required and affordable fixed rates.

Why Choose a USDA Loan?


  • No Down Payment – Finance up to 100% of your home’s value.
  • Low Fixed Interest Rates – Enjoy stable, affordable monthly payments.
  • Flexible Credit Guidelines – Designed to help more families qualify.
  • Reduced Mortgage Insurance – Lower monthly costs than FHA or conventional loans.
  • Rural & Suburban Eligibility – You don’t need to live on a farm — many small towns qualify!


What Areas Qualify?

USDA loans are available in rural and suburban areas across the country.


Many communities just outside major cities still qualify for USDA financing — giving you the best of both worlds: proximity to amenities with room to grow.

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How It Works

1

Get Pre-Qualified

We’ll confirm your income, credit, and eligibility.

2

Find a USDA-Eligible Home

We’ll help you search within qualified areas.

3

Apply for Your Loan

We guide you through the paperwork and verification process.

4

Close & Move In

Enjoy 100% financing and your new rural retreat!

🌻 Who Can Qualify?


You may be eligible if:

  • You’re purchasing a primary residence in a USDA-approved area.
  • You meet income limits (based on your county and household size).
  • You have reasonable credit history and stable income.


Even if you’re unsure, we’ll help you check eligibility in minutes!

🌿 USDA + Energy Efficiency


Did you know?
You can add energy-efficient upgrades like solar panels, insulation, or high-efficiency appliances to your USDA loan.
That means lower monthly bills and a more sustainable home.

Ready to Get Started?

At Huntress Home Loan Pro, we specialize in matching families with the perfect loan program — whether you’re in the city, suburbs, or countryside.
Let’s make your dream home a reality — with no down payment and total confidence.

GET PRE-QUALIFIED FOR A USDA LOAN